Quick Answer

Most New Hampshire families pay $0 out-of-pocket for ABA therapy with insurance coverage.

ABA Therapy Insurance Coverage & Cost in New Hampshire

Worried about the cost of ABA therapy? Good news: NH law requires insurance to cover it. We accept all major insurance plans and Medicaid, and offer free insurance verification.

NH Law Requires ABA Coverage

New Hampshire's autism insurance mandate (RSA 417-E:2) requires health insurance plans to cover Applied Behavior Analysis (ABA) therapy for individuals with autism spectrum disorder.

This means if you have health insurance in New Hampshire, your plan is legally required to cover ABA therapy services. This includes private insurance, employer-sponsored plans, and NH Medicaid.

  • No annual or lifetime caps for children under 21
  • Assessment and evaluation coverage
  • Treatment and direct therapy hours
  • Parent training included

Your Coverage Rights

Under NH law, insurance companies cannot:

  • Deny coverage for ABA therapy
  • Impose caps on therapy hours for children
  • Require higher copays than other medical services
  • Exclude autism from coverage

We Accept NH Medicaid

Most ABA therapy providers in NH don't accept Medicaid. We do, because every child deserves access to quality care regardless of insurance type.

We Handle the Insurance Process for You

From verification to billing, our team manages all insurance coordination so you can focus on your child

Insurance Coordination

Our insurance team coordinates benefits on your behalf. We handle the paperwork and work directly with your provider.

Prior authorization assistance
Claims processing support
Coverage verification

Financial Assistance

For families without coverage, we offer multiple assistance options to make ABA therapy accessible.

Katie Beckett program assistance
Sliding scale options
Payment plan arrangements

Transparent Pricing

Clear, upfront communication about costs. No hidden fees, no surprises—just honest pricing.

Clear cost estimates
Regular billing updates
Dedicated billing support

Insurance Providers We Accept

We work with a wide range of insurance providers to ensure your child can access the care they need

NH Medicaid
Amerihealth MCO
NH Families MCO
Wellsense MCO
Anthem Blue Cross Blue Shield
Aetna
Compsych
Harvard Pilgrim

Don't see your insurance? Contact us to verify coverage options and discuss your specific situation.

Verify Your Coverage

Katie Beckett Program

The Katie Beckett program in New Hampshire allows children with significant disabilities to qualify for Medicaid based on the child's condition rather than family income. This means even if your family income is too high for regular Medicaid, your child may still qualify for coverage through this program.

This can be a game-changer for families who need ABA therapy but don't qualify for standard Medicaid and face high out-of-pocket costs with private insurance.

Ask If You Qualify

Frequently Asked Questions

Common questions about ABA therapy insurance and cost

We're Here to Support Your Family

From the first call through every milestone, our team is dedicated to making ABA therapy accessible and stress-free for your family.